…and it’s the bank’s fault and theres nothing the individual could do differently? I don’t buy that. Complaining about it on the internet is not going to help, that’s for sure. I know several people like this and they’re all notoriously bad with finances. Many of them even earn more than I do but they spend it all on expensive new cars, getting the newest smartphones, TVs and tech, frequent vacations abroad, homes that are way out of their budget, streaming services, clothes, ordering takeout etc.
The problem is the tone of the message. Chase isn’t giving solid financial advice, here. They’re creating a strawman of “bad with money”
That message is written by some 24 year old who gets paid to do 3 social media posts each day on behalf of said bank but is in no way involved in running the bank itself. Don’t follow Chase on twitter and block people who retweet their posts on Lemmy. That should help a little.
In this meme they are dumb because they are broke but still eat out and catch a cab 3 blocks. Even when told of their irresponsible spending they make no adjustment.