They’re covering for systemic political issues by blaming it on the individual, essentially covering for poverty wages and other problems related to income distribution. I don’t know why they do this, either. But that’s why this rubs many people the wrong way.
People don’t get into trouble because of avocado toast but depressed wages, soaring house prices, medical costs, etcetera. What the hell are people supposed to do if the minimum spending to survive is already too much for their meager income?
What the hell are people supposed to do if the minimum spending to survive is already too much for their meager income?
If one can’t cut their spending then they need to increase their income. Making coffee at home instead of getting starbucks, cooking instead of eating out and not taking a cab to travel short distances is all good financial advice.
In this meme they are dumb because they are broke but still eat out and catch a cab 3 blocks. Even when told of their irresponsible spending they make no adjustment.
…and it’s the bank’s fault and theres nothing the individual could do differently? I don’t buy that. Complaining about it on the internet is not going to help, that’s for sure. I know several people like this and they’re all notoriously bad with finances. Many of them even earn more than I do but they spend it all on expensive new cars, getting the newest smartphones, TVs and tech, frequent vacations abroad, homes that are way out of their budget, streaming services, clothes, ordering takeout etc.
just increase your income, dummy! how have we never thought of that‽
we can also solve mass shootings in the US. if one can’t survive shootings, they need to stop getting shot.
They could ask for a competent banking sector that works in the interests of the whole economy too.
Unthinkable.
Sure. And while they wait for that miracle they can also take steps towards personally easing their situation. Broken banking sector is not the sole reason for people’s financial struggles.
