Up to now I enter receipts by hand into a spreadsheet and cross-reference everything to my bank statements. Is there a Linux program that’ll let me download a bank statement and then intelligently categorize different entries on my bank statement? Or allow me to manually categorize entries? No spyware or intrusive software.

-1 points

neovim

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5 points

You should be able to do all that stuff with spreadsheets. Any program you use will be a spreadsheet under the hood anyhow.

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1 point

Indeed, came to add spreadsheets, e.g. LibreOffice Calc or OnlyOffice on NextCloud if you want it Web based. If it’s “good enough” to manage the budget of countries, huge corporations, etc and is taught in schools, it’s probably good enough for a household.

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7 points

I heard ActualBudget can do this, but less a software but a server.

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3 points

Actual Budget is software. It can be run on a home server if desired.

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9 points

GNU Cash may satisfy at least some of your requirements.

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4 points

I don’t know what people call this, but I’m curious if you also need future balance prediction, basically “here’s how much left over you’re going to have this payday, next payday, etc”. I might switch from my homegrown spreadsheet to one of these recommendations if they also support that.

(I’m talking about something where you input your known scheduled debits and credits, especially for people with biweekly paychecks but monthly debits, and then you match recent actual activity with what’s expected. So you get “current balance is $1800 but it’ll get as low as $300 before you get paid next” type info to keep you from over spending.)

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