To make it easier to understand for our short term minds, let’s sketch a different scenario.

You hire a bodyguard. They’re a 7"2 giant bodybuilder with armor. Then someone walks towards you with a knife, raising it up and staring you in the eyes with a frantic expression.

Your giant bodyguard steps aside, and watches are you slowly get tortured to death. Little by little, while you scream for help. The bodyguard tells you Venezuelan blood torture is not covered.

I think someone might rightfully be upset with this bodyguard company. Perhaps as much as the health insurance company that forces people to go into a year long legal battle to get cancer treatment.

At least, that’s what I’ve been hearing about the healthcare system in the usa as of recent.

Any company that promises goods and/or services in exchange for money that takes your money in exchange said goods and/or services and then doesn’t deliver services or goods is a scam

I think that if money exchanges hands, it’s part of a deal that must be honored by the other party.

They’re getting very close to saying the quiet part aloud, and the quiet part is…

“Everyone except for the .0001% exists for the service of said .0001%, and the fact that you have any self-respect or value for your lives is a failing on your part peon!”

I would assume that I actually get a coffee when I go to Starbucks and pay for it.

It doesn’t have to be a solemn vow. The definition of insurance is that it’s a guarantee. If it’s denying claims it’s technically not even providing insurance.