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25 points

Ah yes, insurance against fire. I can’t see a problem ever happening there.

Wait, that’s already a problem?

https://www.latimes.com/california/story/2024-03-23/state-farm-wont-renew-72-000-insurance-policies-in-california-worsening-the-states-insurance-crisis

So if I get this right, your solution is to do something insurance companies aren’t willing to do.

Should they be forced to?

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-19 points

No, it’s not, the article is obviously not in ancap context, it’s in USA, California, 2024 context.

Humanity is doomed.

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19 points

What would make insuring such homes profitable in your world?

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-24 points

An irrelevant question after your argument has been shot down

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5 points

I’m starting to think this person isn’t just trolling…

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2 points

Adding to the pile of stupid questions:

Why don’t the insurance companies just offer it at a higher rate, until it’s profitable for them?

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