Why would you like to need to finance a pizza from domino’s? You wouldn’t. The whole meme format is that the last option sucks.
If you were desperate for food you might
The best answer is to go to the food pantry
I think the point is that no one wants to be in a position where financing something as trivial as takeout pizza becomes an appealing choice.
There are definitely services available, but sometimes takeout pizza just hits the spot. And that being an unaffordable luxury feels like sad commentary on our society.
I believe the option is more likely to be for people having large parties.