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33 points

If you have saved £100 a few pennies at a time, you are probably asking them to lend you money too many times.

Considering an average of 50 pennies per transaction, he has asked for money almost two hundred times in 5 years, with an average of three loans per month.

You’ll stop being my friend far earlier than that.

I’m reading too much into this meme lol

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18 points

Doesn’t have to be asking for money. For example, we order food to the office once a week and I’m always paying for it online with everyone else paying me back. No asking involved so the strategy in the OP could totally work unless I checked the transactions.

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10 points

He says “every time I transfer someone money” so I think he does it to everyone, not just the person in the first example. The weird part to me is giving exact money when paying someone back. Just round up to the nearest whole number or multiple of 5.

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