Probably because that was before he was 26 and kicked off his parents insurance plan. You’re doing as much speculation as me, we don’t know, so why are you so adamant?
Refer to the top level comment in this thread.
His Private High School was $37,690 a year (or possibly semester, unclear). He then attended an Ivy League University.
His grandfather Nick Mangione was a wealthy Real Estate magnate. One of his properties was the Turf Valley Resort luxury retreat and conference center, and also the Hayfields Country Club north of Baltimore. The family had their own foundation to give to various charities including the Catholic Church, Universities, and Hospitals. They’ve donated over a million to Greater Baltimore Medical Center alone. Luigi’s Father is the current head of Mangione Family Enterprises.