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1 point

Isn’t the idea that not everyone has access to your biometrics?

There’s honestly no need to make computers ask people for piss scans:

something you know

A password

something you have

Access to the password

something you are

The person who knows the password

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1 point

A password can be cracked and is often very bad.

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1 point

But that can be said of any of the other such called factors:

A yubikey can be stolen

A fingerprint can be scanned and distributed

So its not really an argument against passwords (or passkeys, or passwordless, or whatever marketing want to call them these days).

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2 points

My yubikey can be stolen but good luck guessing my PIN in the 3 to 9 tries allowed before it self destructs.

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2 points

Most people just need to fear their passwords being cracked remotely. In masses.

If your threat model is being known, people stealing your stuff to login to your things, this is very high.

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