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5 points

Yup, I did that as a kid with my first speeding ticket, and got it placed on deferral. I didn’t even need to talk to the judge, I just went to pay the fine and they offered that as an option. Basically, as long as I didn’t get another ticket for 7 years, it would be as if it never happened. My ticket went from $100 -> $150, but my insurance would’ve gone up way more than that.

So, I drove extra careful until I moved out, and I got my second ticket around 7-8 years later, but in a different state (traveling near Las Vegas w/ flow of traffic…). I currently have a clean driving record, and I didn’t get a ding on my insurance until those dings meant a lot less (mid to late 20s).

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