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13 points

Unless you’re talking about FIRE, no: the oldest millennials are in their early 40s and have two decades to go before traditional retirement age.

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I think early 40s is a fine time to retire, if you don’t have to support your children and you’re in a dual income situation.

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3 points

If you’re that 1% super elite CS student, then sure you can retire at forty. The rest can’t even if they are child free.

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1 point
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That’d probably only work if you met your SO immediately when you began working, and you both had the same money plan.

Otherwise it’s probably not enough saved money to support 2 people, only 1 (edit until the later 40s)

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My wife and I make similar money and created a 20 year plan 20 years ago, we won’t be rich, we just won’t have to work. Think living off $4k a month for two people for life.

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