I don’t knowvwhat mtls is, but Joplin has mostvof what you want. It does not have card layout native, but there might be a plugin for that.

I literally had this exact exchange with someone last year, when they tried to cast doubt on global warming by comparing it to the ozone. Another person did the same , using acid rain, and I pointed out that the northeast sued the shit out of the Midwest until they cut that shit with the coal fire power plants.

You use a VPN, right?

The problem with that, is that you now have to maintain virtual infrastructure in many different syntaxes. And features of one do not exist in another.

Plus things like cash and session do not cross those boundaries.

I went with ProtonMail because it is based in a non-five eyes country… Plus it was launched by CERN scientists - major geek coolness factor. Recently upgraded to the basic paid tier.