Too embarassed to tell anyone I know IRL, but am excited for my new future. Been throwing alot of money with small things. PC, alcohol, movies (and im ashamed to say, funko pops). Recently i took the plunge and cut out alcohol in an attempt to get my life together, and i feel like i have a whole new start.

25 points

Congrats! That’s not something to be embarrassed about, thanks for sharing it with us

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12 points

Thinking back, there were many post on R*ddit where i would say to myself “this could have been in the drafts folder” or “this didnt need to be broadcast to the whole internet”. Now theres me, proud of an achievement, while someone else on the internet is probably thinking “this didnt need to be broadcast on the internet”.

But Im proud of what I did, and am optimistic for the future.

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8 points
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No this post is very nice to have here because of its positive message. I am guilty of way too much trolling on the web. Being like “lol it’s kinda true but this will cause much ruckus let’s post it” but the recent political situation made me lose all the humour and lightheartedness of little trolling. Time for joking is over.

United in misery is very much a thing and when the situation is normal and good guys are in charge I will hah squabble and bicker and troll a lil bit but in the times of great strife it isn’t proper. The bad times unite ppl.

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11 points
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Alcohol truly flies under the radar for people as a harmless fun. But it does change you, dropping it will clear your mind and make you happier in the long run unless your social life depends on it. In which case rich social life is still healthier in the sum of all things.

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10 points

Sometimes it’s nice to just write something down and be happy about positive change. I see no issue to just casually bringing it up. Be proud of yourself OP.

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9 points

Congrats.

Once you get to $10k it starts to matter where you put it - for example a managed fund will make it grow significantly faster than if you left it in the bank.

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12 points

Don’t managed funds have lower growth and significantly higher costs than index funds?

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1 point

That’s my impression as well. I would recommend making a free account with Schwab or Fidelity and putting your savings in SPY

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1 point

Yeah I tried one of those a while back and was pretty dissatisfied with it. All it did was lose money each month due to “fees”. Felt like a scam. So I pulled the money out and put it in a high yield savings account instead. I’ve seen a ton of growth with that. Being a moneybro investor absolutely was not for me.

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