Piss baby guru Dave.

Dave Ramsey is a hack.

“This is straight out of the Karl Marx playbook — this is not out of the Adam Smith playbook," Dave Ramsey said about UBI on “The Ramsey Show” last summer.

Funny considering Smith and Marx have far more in common than not.

Ramsey has been a shitbag for a long time. This is no surprise.

My parents gave me a subscription to his financial university program a number of years ago. Some of the basic concepts are great, like the debt snowball. On the other hand, he places the blame for insufficient income on the people; if you simply can’t cut enough expenses, then you need to earn more money, so get a better job you lazy schmuck. …As if that actually worked for most people. It entirely ignores economic realities, where a large number of people have to lose so that a very few people can win.

Common Dave Ramsey L