Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.
I’m not poor but this always helps everyone. Wait for a while before you buy the thing off your shopping list. Wait for a week and reconsider whether you indeed need it.
If the answer is still yes, buy it. It is a must do for expensive things. Never break this rule for any massive purchase like a car or something!
Food banks. Look at your local church, synagogue, or mosque. A lot of them do community outreach and have some kind of food bank.
If you’re skipping meals or you have $5 'til next Friday, the food bank is for you. Don’t feel like you’re taking something away from someone “more needy.” It’s you. You’re needy. Take the help. That was a hard lesson to learn in my 20s.
Ride PT when possible. If you are poor, chances are you can get a concession card or even entirely free travel card.
Our PT system (Melbourne Australia) is privately owned and costs $5 each way. Consider not paying and paying a fine if caught - it often works out cheaper. Fines are $200, and I’ve only had my ticket checked maybe 4 times in 6 years. Odds are good!
Get a chest freezer. It’s much more efficient for long-term storage than an upright fridge with a freezer because the cold air doesn’t spill out when you open it.
Toss your incandescent and fluorescent lights. Get LED bulbs (not smart lights, just white LEDs). Where applicable, install timer switches.
Fuck cars, get a bike. A simple, sturdy one, like an onafiets. They run on toast and determination.
Understand the difference between having enough money to buy something and being able to afford something.
Unsubscribe from music/video streaming services. Return to the seven seas.
Maybe engage in some light tax evasion.
Eat rice and beans for every meal.
Don’t eat three meals a day
Buy tools from pawn shops and learn to service your vehicle or bike
Cold showers and dark rooms
Pick up a sewing machine from a thrift store
Basically DIY as much as possible. And steal anything you can.
Don’t put yourself into an even more miserable situation when it doesn’t even benefit you in a measurable way.
E.g. Lights/dark rooms: Let’s say you use a 5W LED light bulb (which should be bright enough to decently light most rooms). If you leave that running 24/7 for a whole year, that is going to cost you ~13€/$ (0,3€/$/kWh). You are not going to keep it running 24/7, you are not even going to run it half the day. It is not worth 5 bucks to spend the whole year in darkness, no matter how little money you have.
Obviously turn off the light when you’re not in the room or it’s the middle of the day in summer, but be reasonable with yourself.
The same goes for food: Sure, buying cheap staples (in bulk if possible) is a great idea, but don’t try to save 5 cents if that means skipping on the salt, herbs and tomato paste which would take your 2/10 bland bowl of carbs to at least a 7/10 and give you something to look forward to.