Trip away? House deposit? Rainy day? Tell us below!
Been saving for the wedding since the beginning of the year. It is going better than we thought, but at the same time, everything is so much more expensive than we imagined. But as for the saving itself, I’m positively surprised how small (and I mean really small) things add up. Okay, we are two people, and it’s been four months. Just, we got excited when we checked where we were yesterday, but almost immediately after that, we looked into some of the things from the wedding list, and now the amount we saved suddenly doesn’t seem that great. Anyway, I drifted. Saving for the wedding, and I choose to say it’s going well.
Marriage and master’s degree. The latter probably will end up not happening due to impending burnout
Financial Engineering, but I would settle for Econometrics or even Applied Statistics
My next meal
Car tires. Literally.
Also funds to fix my car if it breaks down.
I’m fucking owned by my car I need to go to work in this god forsaken country with no public transport.
So probably mostly for retirement. The problem is that I’ve been moving between counties and studying and doing stuff so I’m afraid it will be impossible to collect it from all the countries together so that I can get a normal pension, so I will have to work quite long and yeah if I’m lucky and get old then I’ll be probably very poor.
Oh that’s concerning indeed. I know that at least in some countries you are allowed to get back your pension contributions if you demonstrate you are emigrating from it. No such luck for you?
I haven’t really looked into all the details yet because this seems like a very long procedure. But some day I have to do it. My dad worked in Poland in a coal mine until he was 34, then he moved to Germany. In his case they had some agreement between the countries and he is getting his money as if he had worked in Germany the whole time.
My grandpa worked in a couple diff countries in eurrope back in 1900’s, he worked for 5 years in 2 diff countries and then came back to work in his home country for 30 years and ended up getting pension from 3 countries.
Atleast back then you had to work for 5 years in a country to get their pension.
I worked in Germany, started apprenticeship to become a heating engineer when I was 16 for 3.5 so that time I payed in but not much, then I worked 2 years in a factory but in between I was in military, but I guess this counts to some degree. Then I went back to school to be able to go to university.
But then I moved to Sweden, there I worked 1.5 years as a paperboy during the night while learning the language. Then I worked for 2 years as a web frontend developer and then I went to University. During University I worked half time as a iPhone app and web developer for about 5 years. Then I worked for 7 years as a embedded developer at a car supplier company.
And then I moved to Korea and worked here for 3 years with the same.
So at 46 I only have 14 years of 100% work and 5 years at 50% work and then those very low paying jobs 5 years and one year of military. And that between 3 countries and two continents.
There was a woman here that used to work at a national park for 20 years but only 5 - 7 months every year, and after 20 years they finally accepted her for full time, she is now 47 but needs to work a minimum another 30 years to get minimal pension.
She didn’t have the means to leave the country to look for work, and no other job wanted to hire her even thiught she would send couple hundred job application each year.
Now she is stuck having to work till she is almost 80 for any kind of pension.
