Do you track your expenses monthly? Annually? Do you have an app or do you use an excel spreadsheet? Any suggested tools?

I use a spreadsheet and track monthly.

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Ever since YNABs price hike I wanted to have an alternative, but all were not really up there yet. For a few weeks, I am using ActualBudget which has been open-sourced by the developer and is actively maintained, including the „recently“ introduced support for goals :)

Edit fixed url

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I think your link is broken, https://docs.actualbudget.org/ doesn’t load anything for me, but https://actualbudget.org/docs/ does

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Thanks for the hint, fixed :)

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How do you feel it compares to YNAB?

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It‘s mooostly the same, except for the web app not yet being too mobile friendly. It works in horizontal orientation, though :) The sync via nordigen (goCardless now) also works properly.

Its basically like nYNAB when it launched, which was perfect for me. As of now, their [ynab’s] UI is getting more and more cluttered :) I can only recommend giving it a spin.

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