You can still own and buy appartements in most places in the world. Then there are many forms of social housing.
Rent to own is also a possibility but not seen in most countries.
Seems your problem is not ownership but landlords.
Some countries in Europe have the right to roam on any land. State owned and private owned. (Maybe more countries somewhere else have it to but I don’t know)
It does not need to be so terrible. In some places it just is because of profits
Owning an apartment and owning land are wildly different. The housing structure alone is not the entirety of home ownership.
Since we’re just talking hypotheticals anyway, let’s say in the second image the land is actually owned by the owners of the apartments, like a co-op.
That’s still not ownership. That’s co-ownership. I’m not free to do what I want with it, when I want.
Same reason I hate HOAs
![[meme] How would you rather see this land developed?(lemmy.world)](https://lemmy.world/pictrs/image/f6ec67a5-2636-4875-8dd4-fa5241a3083c.jpeg){kind=link}