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EU seeks to make 10-second instant bank payments a reality(www.euronews.com)

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sv1sjp@lemmy.world
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bob_lemon@feddit.de
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Yeah. It’s really a UI issue at this point. Just a simple frontend to facilitate SEPA transactions to contacts (which could just be a simple Name -> IBAN map stored locally)

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gigachad@feddit.de
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I could imagine something like an IBAN protocol - open an IBAN link as in iban://AB26374838388 directly with your banking app and auto fill the bank transfer menu. Only add the amount of money you want to transfer.

No idea what other implications that would have e.g. for security though

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ahto@feddit.de
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There’s a standard that does this in form of a QR code: https://en.wikipedia.org/wiki/EPC_QR_code

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gigachad@feddit.de
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True, my bank also supports this. I already saw QR-Codes on some invoices but never used it… will try it out next time.

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