So you do lack imagination then ?

I could make it work. They need to not be suspicious, so be generous with them. They need to eat and aleep, so they need some money. Same with their inventory care.

And why do you need so much money ?

Plus at some point, there is this exchange that will take place :

Player : my character has no reason to share/be with the party

Good DM : great. Now go back to character creation and make a character that will work at a minimum with the party.