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-15 points

The difference is that you choose the insurance company.

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7 points

You can’t be sure of that. Some companies have monopolies on certain goods/services.

One thing you can be assured of is that it would be way more expensive, and probably shittier, as is the case with that kind of privatized services.

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11 points

Did you really choose which firestation was gonna send a truck?? That’s the problem with using a “free market” argument for emergencies, yeah sure it’s great to choose between different emergency providers when there’s nothing happening.

But when a fire starts or you have a heart attack? The nearest Ambulance or Fire Truck that can get you is coming to get you, and you don’t (and can’t) have a choice in which Hospital they’re gonna rush you to, or which fire station that truck came from, all that matters is that it came

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-13 points

Imagine being the first person to answer without insults or smug stupidity since I first commented under this post, and I wasn’t insulting others then.

Did you really choose which firestation was gonna send a truck?? That’s the problem with using a “free market” argument for emergencies, yeah sure it’s great to choose between different emergency providers when there’s nothing happening.

Yes. You need to have at least twice as many firestations to have a choice, if you want to choose between fire services, though.

Or if we are talking only about choosing between insurance companies, then there’s no problem, but with only one fire service and some imagined jungle capitalism you’ll have a problem, because it’ll be very expensive as a monopolist.

I don’t see a problem with having twice as many firestations, as in two parallel services. They don’t have only one landline at the firestation after all. They have HA in any mass service system.

This all is unimportant, though, since it ignores the fact that something like a state fire service, only one separate from police, military and others and with administration formed separately from them is still allowable for ancap. Where membership would be like citizenship in our world, and a member gets the service on usual conditions (but pays something like taxes), while a non-member will pay a lot that one time. It’s similar to state healthcare being free for citizens, but not for foreign nationals in some countries.

Notice how it requires no coercion or monopoly, so perfectly acceptable for ancap.

But when a fire starts or you have a heart attack?

See my solution.

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10 points
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Yes. You need to have at least twice as many firestations to have a choice, if you want to choose between fire services, though.

You’re gonna sit there on your phone trying to decide which fire service to use while your house is literally burning down?

What about people who rent? It’s not their own private property, are they supposed to pay for the whole building being saved? Does it get put on the landlord? He never consented to having his building saved, his tenants just called the fire station when a fire started. Are the tenants supposed to contact their landlord first so that he can properly consent to having a fire station save his property?

I don’t see a problem with having twice as many firestations, as in two parallel services. They don’t have only one landline at the firestation after all. They have HA in any mass service system.

Well other than now having to pay for double the amount of infrastructure, you now also probably have people who own and profit off the stations, which introduces every normal market pressure, positive and corrupting.

Notice how it requires no coercion

“Pay our massive fee or your house burns down” certainly sounds coercive. You’ve also not established anything to guarantee that a fire station doesn’t develop a monopoly.

See my solution.

If your solution to serious and urgent emergencies like “Oh my god, my house is on fire” or “Oh my god, I’m having a heart attack” is several paragraphs long, you’ve not actually developed a solution, just a hypothetical which shows painfully obviously why we stopped running society like this millenia ago.

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