2 points
You can still get the best of both worlds with piracy. Click of a button to watch media and it’ll never disappear unless you want it to (or drive failures).
Oh, absolutely! But I do feel you’re trading a level of convenience for the privilege (and what a privilege!) - even something as simple as pirating one movie is already a much bigger hurdle than getting a Netflix subscription, for instance. Let alone setting up a Jellyfin server, backups, getting external connections / reverse proxying going, and so on.