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A word of warning. Macquarie I fear is this close to forcing use of its app. You can still do OG netbanking via the browser like an adult for now, but their vision of the world is made very clear. I don’t know whether it’s regulation preventing them from pulling the trigger or just sane voices in their IT department.

I’ve been meaning to investigate credit union options for a long time now, because listed banks in general are becoming increasingly invasive and restrictive in terms of how you get to access your own livelihood.

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