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33 points

Don’t forget all the instances where you’re legally required to have insurance in order to own or do something, like operate a car on public roads.

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7 points

Some places don’t require insurance. Like in Virginia, you can pay the DMV $500 for the “uninsured motorists fee” and legally be able to drive a vehicle without a loan/lien. But yea, for the most part this applies.

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