As mentioned in the comments, plain text keys aren’t bad because they are necessary. You have to have at least one plain text key in order to be able to use encryption
12 points
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This reminds me of the apparent gnome-keyring security hole. It’s mentioned in the first section of the arch wiki entry: https://wiki.archlinux.org/title/GNOME/Keyring
Any application can read keyring entries of the other apps. So it’s pretty trivial to make a targeted attack on someone’s account if you can get them to run an executable on their machine.
10 points
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Exactly. Discord token stealers have been around for ages but no one gives Discord flak about leaving that secret unencrypted.
