I knew it was a dream when he mentioned he brought a house…
Guy sued her for whiplash, but it turns out the girl’s dad is the mayor of a nearby medium-sized city and they settled the lawsuit to keep the whole thing quiet. They spent the money on a house and still had a modest safety net leftover. In the dream, I mean.
In real life, the mayor cashed in on a favor from the DA and the police faked the accident reports. Guy is facing a manslaughter charge and prison time.