Depending on location, that’s really good money. Where I live i would be ecstatic to make that kind of money. Unfortunately the big docks are in big cities where money doesn’t go nearly as far.
NYC and LA are probably the two areas in the US where 130k is borderline possible to live alone in a OK apartment considering the cost of living there. Below that and your quality of living takes a dive as you either need roommates or you live in a shoebox. For anywhere else 130k is fantastic.
The average rent in LA for a THREE bedroom apartment is $51,000 a year total. That leaves, after taxes, about $40,000 of money for everything else. Even in L.A that’s still very easy to live on.
A 1 bedroom apartment in LA is about $26,000 a year, fyi.
A $131,000/year salary is not borderline anything in L.A.