Comment by givesomefucks@lemmy.world on GEICO is Terminating Insurance Coverage of Tesla Cybertrucks, Says “This Type of Vehicle Doesn't Meet Our Underwriting Guidelines”

GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

Pretty sure they were one of the last major companies that would…

Even if warranty pays for repairs to it, if it damages anything else the insurance still has to pay.

The article mentions multiple examples of them just randomly shutting down during operation. That’s already bad. But this is going to be it’s first winter, it’s not surprising insurers don’t want to deal with it. They deal with large numbers, it’s not a question of “if” like an individual owner, its “when” for the insurer

Class action lawsuits are gonna be a mother fucker

Class action lawsuits are gonna be a mother fucker

Part of the purchase agreement of a Tesla agreeing to binding arbitration. This means no class action suit. You can opt out of this within the first 30 days, but you have to send a letter requesting it.

How many Tesla owners do you think do that?

That assumes the court finds that enforceable. Usually they do, but a few times recently, they’ve said it’s not.

That’s one of the nice things about the law in Quebec. Binding arbitration clauses are illegal.

Je devrais demeneger a Montreal.

*Je does

“doivent” is third-person plural (they, not I)

Oh, and I didn’t notice that autocorrect changed my French to English. Should be"dois" or, as you say, “devrais” for the conditional.

I mean in trumps court of law musk can’t lose.

If dumpy wins, for sure no class action.

If dumpy loses, his Supreme Court will still side with the conservative side anyway, so probably still no class action.

i don’t own a tesla, so if their cars injure me I can sue them*

This didn’t work for valve so I can see it also going poorly for Tesla.

Steam recently removed their arbitration clause, largely because paying for a thousand arbitration cases is worse than dealing with a class action.

I’ve heard that death by 1,000 arbitrations is a good way to make em regret it. Glad to see it’s true.

Which is what Musk is looking at happening.

Between cybertruck and twitter, dude’s gonna bankrupt himself.

Wow, I never thought I’d find an actual good argument for keeping independent car dealers as middlemen instead of allowing first-party sales, but here we are.

Can you connect the dots for me? Third party dealers always have idemnity? clauses anyways.

Presumably anything you’d agree to while buying from an independent dealer would be between you and the dealer, not you and the manufacturer, right? I don’t understand how the manufacturer would be a party to the transaction.

(It might be that I’m naive about how modern car sales work.)

I’m pretty clueless too, but to me your assertion doesn’t hold up to the concept of recalls.

The true answer is probably that we’re both wrong and the answer is that as a consumer: you lose, fuck you. Also fuck your family dog.

A vehicle shutting down in the middle of the freeway can easily cause multiple accidents.

I don’t know how you got to the conclusion that OP was saying “all” and not being hypothetical.

According to this comment thread and the article, these cars have abruptly stopped functioning with no warning. Do you not think it is only a matter of time before that occurs in a dangerous situation? Insurance companies base their decisions on statistics and probabilities. It is very much related to “hypotheticals”.

It’s rare for normal cars to shut down with no warning.

It’s pretty common for cybertrucks to do it.

Eventually that’s gonna happen on a highway. Insurance works by assuming the worst thing that can happen will happen and charging you appropriately. It’s far from irrelevant in this case.

They do when it shuts down while driving and careens into another vehicle.

No one is saying it’s actually happened. It is a fact though that they are shutting down while driving which introduces a higher risk of it happening which the insurance companies don’t want to take.

I can steer to the shoulder of the road in a traditional vehicle hit the brakes. Can I do that in a cyber truck?

The go pedal and the steering wheel are equivalent to a keyboard/mouse and are not physically connected to anything. If the car shuts off, the wheels go where they feel like with absolutely no driver control.

Did you really just draw an equivalency between Tesla’s software practices and the aerospace industry? Even Daddy Musk isn’t stupid enough to pretend those are the same.

Also your assertion that there is “no such thing as off” blatantly displays your horrible lack of understanding that distributed computing still relies on electricity.

Edit: since Tesla is apparently the same thing as Airbus, can you point me to the source code published by the relevant regulatory body that controls the Cybertruck’s steering mechanism?

Yes, I fully understand the difference between analogy and equivalency. You claimed that fly by wire on an aircraft is exactly as safe and redundant as the steering wheel of a Tesla vehicle. That’s called an equivalency and is a demonstrably false statement. I never claimed that there were no redundancies to the power supplies, but it’s simply not relevant. You do understand that there are different regulations and rigors applied to an aircraft compared to a crappy car that hasn’t even passed any crash safety testing and hasn’t been certified by any engineering standards bodies, right?

Have you looked at the cybertruck’s manufacturing practices? Airplanes have redundancies for their redunancies and that’s why people use them. The cybertruck was built with the “go fast and break things” model, does not have redundancies, and actually removed some standard safety features found in every other car. Like tempered glass.

Comparing a cyber truck to an airplane is like comparing a pinewood derby car to a military personnel carrier. One was made by a child. The other is engineered to keep as many soldiers alive as possible.

On the internet, anyone can say anything. I am the Pope.

Never thought of they how would you brake if the car shutoff.

How well does that work after losing vacuum assist?

Definitely not as well but you can still use them. Cars didn’t even have vacuum assisted brakes up into the 1960s and 1970s

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GEICO is Terminating Insurance Coverage of Tesla Cybertrucks, Says “This Type of Vehicle Doesn't Meet Our Underwriting Guidelines”(www.torquenews.com)

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