11 points
If you are ever fortunate enough to pay off your house DO NOT go without insurance because you can
13 points
In some parts of Australia you cannot insure your home any longer due to climate change.
12 points
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Florida and California are getting like that in the US. The lawyers and public adjusters are contributing to the problem by suing and shaking down every insurance company that stays in the state. In California they are begging them to stay…
Parts of Massachusetts are like that as well. As far as I know, flood insurance basically no longer exists on Cape Cod.
13 points