Surprise Medical Billing has mostly been nerfed after the No Surprises Act here in the US. After 2022, so long as you went to an INN provider, then you can’t be charged OON pricing for any OON services that you may have encountered during that visit.

Source: https://www.health.state.mn.us/facilities/insurance/managedcare/faq/nosurprisesact.html

Also, I work in insurance as a software engineer

The way claims get sent back during billing I became suspicious a lot of them are getting read by machine (and very poorly) during the first round of mail so don’t worry medical billing will get even more fun thanks to AI