That’s where then fun starts. You “own” your apartment but can’t do shit without approval by 20 nimbys. Also you pay into a HOA fund for general stuff.
Owning apartments is the worst of both worlds. Get a huge loan just and still don’t get to do with your property what you want. It’s “property” commodified and enshittyficated. But what can one do these days? Buy a house? hahahahaha.
It seems only Americans actually have this problem though. Rarely here complaints over here about HOAs.