Turned everything into a co-op and killed all the landlords?
Maybe we should try that outside of a video game, too.
Aren’t coops basically democratic condos? In Sweden we have “bostadsrätt” which are condos governed by a democratic resident association. They’re good for democratic control over housing, but they still require a mortgage and they’re still subject to market speculation. Some of the apartments can be rentals, but that still means you have a landlord, just that your landlord is your neighbors.
Having the city or the state as your landlord seems like it would be more ideal, or at least a balance of coops and public housing.
For the U.S. at least:
With condos, there’s a condo association that owns all the common areas. Then the association itself is owned by the owners of the units, and the management is elected by the owners.
With co-ops, the unit owners directly own the common areas in common, and the management is also elected by the owners.
Functionally speaking they’re very similar, and co-ops tend to exist in places where this legal structure predates the invention of homeowner associations (basically New York).
HOAs exist to maintain home resale value, and little else. They protect the “investment” of owning land and the homes on them. The laws around the practice are draconian and overreaching.
But theres no reason a superificially similar institution couldn’t be built for equitable reasons and then only be given reasonable amounts of power.
Good luck with that…we’ve tried it since the beginning of time…those institutions invariably turn into HOA like cluster fucks of bad management.