13 points
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I’m not fuckin’ legally bound to a profession because of my ethnicity or religion.
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Grandfather was a factory worker. Mother was a factory worker. I’m a clerical worker.
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As anyone with a parent in a specialized trade can tell you, having connections and a ready educator is a huge advantage in getting into that trade.
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Banking requires capital. Guess what families tend to pass down?
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Family businesses, and professions, were MUCH more important in the pre-modern age.