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3 points

I haven’t paid interest in over a decade and have made thousands from rewards.

I’m not too familiar with credit cards, do you mean this in a literal money sense or something more complex, i.e. the value of rewards & money?

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10 points
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One of the better credit card rewards is a small percentage cash back, so literally free money. Money is fungible though, so any discounts on things you were going to buy anyway are effectively the same thing.

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10 points

We pay for EVERYTHING on our credit card, shared account with my partner. 2% money back. Pay it off in full every month. Zero interest paid, thousands of monies back.

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