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-4 points

Fair enough, but they know what you bought.

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1 point

And? How has that harmed you overall?

Not saying I like that they track everything but I’ve yet to see it impact me personally.

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1 point

None as I very rarely use credit cards.

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5 points

Yes, but you can also do a chargeback if the company you purchased from sold you a lousy product and isn’t being reasonable about returning it. If you had paid with cash, that cash is GONE.

Each method has its pros and cons.

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0 points

If you had paid with cash, that cash is GONE.

not if I have a receipt.

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