Yeah, from the comments I read, it looked like some people might have needed to clear their folders out and/or others had installed the PTS files as well. Regardless, ~95GB is still quite large. I’m surprised your loading speeds weren’t that bad on the SD card. How fast were your load times, if you don’t mind me asking?
I’m not sure to be honest, it’s been awhile. Definitely slower than on my PC, but it was never long enough that I got frustrated. I was usually entering dungeons around the same time as other players. Not like it took long enough to load they already started running ahead without the healer.