That’s very noble of you, but in our capitalist systems, those who provide the most needed and valuable services are often paid the least. You may feel that telling someone to get better educated and moving somewhere cheaper will solve their problem, but then someone else will fill their past role. Our most expensive cities will always need janitors, line cooks, laborers, shelf stockers and many other roles that will never pay much. We can’t all be coders making 6 figures working remotely from bumbfuck nowhere. This doesn’t even take into account disabled people who can’t provide much or any value in the eyes of our system. You basically want to tell people to bootstrap, just in a gentler way.
I’m not sure why you got up on your soapbox to put someone down like that. They didn’t say any of the things you said. Their comment isn’t even edited, and yours is…
Because this is a forum where people share perspectives. If you don’t want to hear them then don’t read the comments.
Lol. You wrote a comment in reply to another comment. Usually replies are for responding to what the preceding comment said. Perspectives that follow the preceding perspectives.
If you want to say something about things that nobody has said, you can just make a new post.
Um, no. I want to help people end their own cycle of poverty. There’s nothing wrong with being a janitor, line cook, etc, and my point here isn’t to push people to change their careers, but to end the paycheck to paycheck cycle and get more control over their financials. That’s it.
My offer stands. If you or anyone else wants to discuss personal finance, provide some details and I or someone else here would love to lend a pair of eyes. However, if you’re intent on maintaining your status quo, I guess good luck to you and I hope you find success in whatever way you choose to define it.
They’re asking for info so they can help with a budget or a debt paying strategy.
A budget is a luxury that requires a minimum amount of income. They are presuming people are just being bad with their money, and it completely sidesteps the real issue and story here that income is far too low for basic costs for a large number of people.
It reeks of “work harder” bullshit.