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25 points

Nope.

  1. The President isn’t running for reelection

  2. The Biden Administration has been going after junk fees, anti consumer practices (e.g. refunds being issued as vouchers instead of cash), and dark patterns for its entire term.

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2 points

Just because he isn’t running does not mean he doesn’t care.

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6 points

So we agree; he’s doing this because he cares.

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-5 points

These regulations could have been done years ago. So I think it’s pretty clear what exactly he cares about here.

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4 points

The President isn’t running for reelection

I wouldn’t necessarily count that out, since Biden still has an interest in boosting Kamala Harris’ chances.

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17 points

The junk fees and other anti-consumer practices was something Biden was pushing for while VP too. The big one, at the time, being that charges have to hit an account in chronological order so that banks can’t re-arrange the order of charges to maximize over draft fees.

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