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You don’t need a subscription as you well know since you know what they’re based on. And I meant FIDO physical keys as you were alluding to. Why would I ever want another device to use with a device that already has biometric auth? That last a barrier of entry that’s too high for most people.

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Passkeys are a replacement for passwords, not a second factor like requiring a physical key.

Why would I reduce the number of factors and also entrust what should be something I know to a vulnerable key store.

https://www.bleepingcomputer.com/news/security/new-tpm-20-flaws-could-let-hackers-steal-cryptographic-keys/

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