Oh? Who’s the new one?
ETA: I got woosh’d, didn’t I? I just came off night shift and it’s not even 8AM. That’s my story and I’m sticking to it.
There are actually more than 3 providers and you should put a freeze on everything you can. You only need unfrozen credit for applying for new lines of credit (loans, credit cards, etc), and unfreezing is a quick process (15 minutes or so).
Here’s a pretty comprehensive guide for protecting yourself: https://old.reddit.com/r/IdentityTheft/comments/uvv3ij/psa_freezing_your_three_main_credit_reports_is/
It’s better to take these steps before you get your identity stolen rather than after. These steps can prevent your leaked information from being used against you.
I am. Your login is locked unfortunately. Send me your username and password if you want to unlock it. It’s fairly common. You’ll get your credit score as well.
Nope, I’m serious. https://innovis.com/
They’ve grown enough to require locking. There’s also https://www.chexsystems.com/ which many banks use for opening checking accounts. They’re unique because they handle stuff that doesn’t show up in a credit report.
