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1 point

If the DB is running, it’s not at rest. Clients side encrypted data would be the way.

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I think my definition is pretty standard: https://en.m.wikipedia.org/wiki/Data_at_rest

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The catch is interpretation, which the wiki points out:

“Inactive data” could be taken to mean data which may change, but infrequently.

Any company like this one would consider this data “in use” but “inactive” because any person could need a loan at any point.

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