I hope this question doesn’t piss anyone off… it was censored on lemmy.ml.
I’m looking for 3rd-party banks that issue debit cards for use on the Discover / Diner’s Club network. It’s quite rare. Visa, Mastercard, and AmEx are more common and easier to find, but I have a number of objections to those companies. Discover is a clear lesser of evils. This is what I know from past and present searches:
- (FL) https://cadencebank.com ← Cloudflare, not interested
- (GA) colony.bank ← dead (or blocks Tor)
- (IL) https://www.oldsecond.com ← used to have a Discover debit card but no longer. Rumored to have a Discover credit card but I don’t see mention of it on their website
- (KY) cfsbky.com ← Cloudflare, not interested
- (MD) https://www.oldlinebank.com ← dead (or blocks Tor)
- (PA) jbt.bank ← Sucuri, not interested
- (TX) thebankandtrust.com ← Cloudflare, not interested
- (TX) www.extracobanks.com ← blocks Tor
- (WI) https://www.guardiancu.org ← dead (or blocks Tor)
If I overlooked any please mention it (even if it’s Cloudflare, just to know the options). It’s a paltry list considering there are thousands of banks and credit unions nationwide… and I only found 9.
True Value hardware used to have a Discover credit card but discontinued that in 2020.
There’s some chatter that Capital One may acquire Discovercard. It will be a shame if that happens, but the upside could be that more 3rd-party Discovercards emerge from it.
It’s not a binary statement. it’s a measure of proportions. So my statement was factually correct. Cloudflared banks are quite rare in Western Europe, for example. I actually cannot think of any off the top of my head. Step into the US, and credit unions are mostly pawned by Cloudflare. It’s a shit show. Hard to find non-Cloudflared CUs, which is an artifact of shoestring-budget funding.
I heard someone talking about a European bank that was considering using Cloudflare and it was met with protest. The bank backed off the idea. In the US people don’t give a shit… they don’t even notice. There’s a bit more blind trust for big corps.