2 points
Bruh, if my phone is sending me notifications in the middle of the night, the first thing I’m doing is uninstalling whatever app is sending me notifications.
If people are that gullible to fall prey to an attack like this, managing OTP in two apps is probably more than they can handle anyway. Everybody has a different threat model, and it’s okay if it’s not covered by hardware passkeys and locally hashed and managed databases.